Your money. Your data. Your rules

The budget tracker that never touches your bank.

A personal finance app that gives you instant clarity on your monthly spending, budgets, and goals. No complexity. No bank integrations. Just clean financial control.

Zero bank integrationsPrivate by defaultFree to use

Features

Everything you need. Nothing you don't.

Built for people who want manual control over their finances with smart tools that save time.

Manual + CSV Entry

Add transactions one by one or import them in bulk from any bank CSV export. You decide what comes in.

Smart Categorization

Set rules once and let transactions categorize themselves. Refine manually anytime you need to.

Monthly Budgets

Assign spending limits per category. Visual progress bars show where you stand at a glance.

Goals Tracking

Track savings targets, debt paydown, or emergency fund growth with milestone-based progress.

Your data, your rules

No bank credentials. No third-party syncing. You import what you want, when you want. Total control.

Recurring Transactions

Track subscriptions and recurring bills. Get a clear view of your fixed monthly commitments.

Dashboard Preview

See your month at a glance

A dashboard designed to give you clarity, not overwhelm you with data. Here's what it looks like.

All data local

Income

$6,240.00

+$340 vs last month

Expenses

$3,812.50

-$180 vs last month

Net This Month

$2,427.50

+12.4% saved

Budget Progress

Groceries72%
Dining45%
Transport88%
Entertainment30%

Recent Transactions

Whole Foods

Groceries

-$82.40

Monthly Salary

Income

+$5,200.00

Netflix

Entertainment

-$15.99

Uber

Transport

-$24.50

Coffee Shop

Dining

-$6.80

How It Works

Up and running in three steps

No complex setup. No bank credentials. Just add your accounts and start tracking.

01

Add your accounts

Set up checking, savings, and credit card accounts. Everything starts with a clear picture of where your money lives.

02

Track transactions

Add transactions manually or import them via CSV. Set up categorization rules to save time on future entries.

03

See the big picture

Your dashboard shows monthly spending, budget health, goal progress, and upcoming bills. All in one place.

FAQ

Common questions

Ready to take control?

Stop guessing where your money goes. Start tracking, budgeting, and building toward your goals today.

No credit card  ·  No bank access  ·  Delete your data anytime